Homeowner Information

Essential information and guidance for current and prospective homeowners on various aspects of property ownership.

ForeclosureReal EstateProperty Ownership

Understanding Foreclosures

Terry Michaud Office
November 08, 2017

When economic activity declines and housing activity decreases, more real property enters the foreclosure process. Learn about the foreclosure process and what options are available.

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Heating OilProperty HazardsHome Inspection

Underground Heating Oil Tanks

Terry Michaud Office
November 08, 2017

Underground heating oil tanks can pose significant environmental problems. Learn about the potential issues they present for both home buyers and sellers.

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Property TaxesCommunity Facilities DistrictsHome Buying

Mello-Roos

Terry Michaud Office
November 08, 2017

When purchasing a new home, you may encounter taxes for Community Facilities Districts, known as Mello-Roos Districts. Understand what these taxes pay for and how they affect your property.

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Property LiensHome ImprovementContractors

Mechanic's Liens

Terry Michaud Office
November 08, 2017

The Mechanics' Lien law provides special protection to contractors and suppliers who work on your home. Learn about potential risks and how to protect yourself.

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Estate PlanningProperty OwnershipTrusts

Living Trusts

Terry Michaud Office
November 08, 2017

Living trusts are often recommended as a way to hold title to real property. Learn about the structure of living trusts and how they can benefit property owners.

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Health HazardsOlder HomesLead Paint

Lead Poisoning

Terry Michaud Office
November 08, 2017

Lead poisoning is a serious problem that can lead to adverse health effects. Learn about the risks of lead in older homes and disclosure requirements for sellers.

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Environmental HazardsProperty PurchaseDue Diligence

Environmental Issues

Terry Michaud Office
November 08, 2017

Environmental liabilities can significantly impact property value. Learn about resources to identify potential environmental hazards before purchasing a property.

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CondominiumsPlanned Unit DevelopmentsProperty Ownership

Condominium and PUD Ownership

Terry Michaud Office
November 08, 2017

Common interest developments like condominiums and Planned Unit Developments (PUDs) have unique ownership structures. Understand the key differences and what they mean for homeowners.

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Property OwnershipTitleReal Estate Law

Common Ways of Holding Title

Terry Michaud Office
November 08, 2017

The way you take ownership of your property determines your rights and future obligations. Learn about different methods of holding title and their implications.

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